I have provided loan review services to large and small financial institutions while working in financial institutions and the public accounting industry for 43 years.
My past experience includes 11 years as a Banker and 32 years as a CPA.
I have also been a Certified Bank Auditor since 2001.
My approach to loan review includes:
1) examining written loan policies and procedures, 2) determining the scope of independent loan review, 3) examining the originally executed and subsequently obtained documents, 4) reviewing the recent loan history, 5) analyzing the most currently received financial information, 6) discussing the curre
My approach to loan review includes:
1) examining written loan policies and procedures, 2) determining the scope of independent loan review, 3) examining the originally executed and subsequently obtained documents, 4) reviewing the recent loan history, 5) analyzing the most currently received financial information, 6) discussing the current status of loans with appropriate personnel, 7) determining the current risk classification determined by the Bank, and 8) assessing whether I agree or disagree with that risk classification.
I am the only employee of Franklin Consulting, LLC and I am the only person who performs the loan review work and reporting. This approach is utilized so that my 43 years of experience is utilized to perform all aspects of the loan review work and nothing is delegated to persons with inadequate experience or ability. This approach also r
I am the only employee of Franklin Consulting, LLC and I am the only person who performs the loan review work and reporting. This approach is utilized so that my 43 years of experience is utilized to perform all aspects of the loan review work and nothing is delegated to persons with inadequate experience or ability. This approach also reduces the risk of inadequate communication of findings or issues encountered during the review and eliminates the need for successive reviews by different staff levels.